{"id":4181,"date":"2025-04-24T06:43:08","date_gmt":"2025-04-24T06:43:08","guid":{"rendered":"https:\/\/mctfs.com.au\/?page_id=4181"},"modified":"2025-04-25T04:46:40","modified_gmt":"2025-04-25T04:46:40","slug":"mortgage-refi-calculator","status":"publish","type":"page","link":"https:\/\/mctfs.com.au\/vi\/calculators\/mortgage-refi-calculator\/","title":{"rendered":"L\u1ef1a ch\u1ecdn chuy\u1ec3n kho\u1ea3n vay"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4181\" class=\"elementor elementor-4181\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c774f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c774f8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fd8ec9d elementor-hidden-tablet elementor-hidden-mobile ot-flex-column-vertical\" data-id=\"fd8ec9d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51b73c0 elementor-widget elementor-widget-heading\" data-id=\"51b73c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">C\u00f4ng c\u1ee5 T\u00ednh to\u00e1n<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f86d72a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f86d72a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container 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ot-flex-column-vertical\" data-id=\"1dec60c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97621fe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"97621fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe2d1ce elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fe2d1ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/borrowing-power\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kh\u1ea3 n\u0103ng Vay<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/loan-repayment\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">S\u1ed1 ti\u1ec1n tr\u1ea3 g\u00f3p<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/extra-repayment\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">L\u1ee3i \u00edch khi Tr\u1ea3 g\u00f3p th\u00eam<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/how-long-to-repay\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Th\u1eddi gian tr\u1ea3 g\u00f3p<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/stamp-duty\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Thu\u1ebf tr\u01b0\u1edbc b\u1ea1<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/home-loan-offset-calculator\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">T\u00e0i kho\u1ea3n offset<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/mortgage-refi-calculator\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Chuy\u1ec3n kho\u1ea3n vay<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/property-buying-cost-calculator\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Chi ph\u00ed mua nh\u00e0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/calculators\/rent-vs-buy-calculator\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewbox=\"0 0 29.107 29.107\" style=\"enable-background:new 0 0 29.107 29.107;\" xml:space=\"preserve\"><g>\t<g id=\"c147_full_moon\">\t\t<g>\t\t\t<path d=\"M14.554,0C6.561,0,0,6.562,0,14.552c0,7.996,6.561,14.555,14.554,14.555c7.996,0,14.553-6.559,14.553-14.555    C29.106,6.562,22.55,0,14.554,0z\"><\/path>\t\t<\/g>\t<\/g>\t<g id=\"Capa_1_14_\">\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Thu\u00ea vs. Mua nh\u00e0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcfac16 elementor-widget elementor-widget-heading\" data-id=\"dcfac16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Li\u00ean H\u1ec7<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-adfdb31 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"adfdb31\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0d4202f ot-flex-column-vertical\" data-id=\"0d4202f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef29389 widget-title elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ef29389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6678e70 ot-flex-column-vertical\" data-id=\"6678e70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2db35f8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2db35f8\" 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href=\"https:\/\/www.google.com\/maps?ll=-37.804269,144.948962&z=14&t=m&hl=vi-VN&gl=US&mapclient=embed&q=Suite+19,+Level+2\/204-218+Dryburgh+St+North+Melbourne+VIC+3051+%C3%9Ac\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Tr\u1ee5 S\u1edf\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewbox=\"0 0 512 512\" style=\"enable-background:new 0 0 512 512;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M256,0C150.125,0,64,86.135,64,192c0,141.646,177.146,310,184.688,317.104C250.75,511.031,253.375,512,256,512   s5.25-0.969,7.313-2.896C270.854,502,448,333.646,448,192C448,86.135,361.875,0,256,0z M256,298.667   c-58.813,0-106.667-47.854-106.667-106.667S197.188,85.333,256,85.333S362.667,133.188,362.667,192S314.813,298.667,256,298.667z\"><\/path>\t<\/g><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/maps?ll=-37.804269,144.948962&z=14&t=m&hl=vi-VN&gl=US&mapclient=embed&q=Suite+19,+Level+2\/204-218+Dryburgh+St+North+Melbourne+VIC+3051+%C3%9Ac\" >\n\t\t\t\t\t\t\tTr\u1ee5 S\u1edf\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSuite 19, 204-218 Dryburgh St., North Melbourne, VIC 3051\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1a9e0 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6e1a9e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/vi\/T\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"G\u1ecdi Ngay\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewbox=\"0 0 384 384\" style=\"enable-background:new 0 0 384 384;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M353.188,252.052c-23.51,0-46.594-3.677-68.469-10.906c-10.719-3.656-23.896-0.302-30.438,6.417l-43.177,32.594   c-50.073-26.729-80.917-57.563-107.281-107.26l31.635-42.052c8.219-8.208,11.167-20.198,7.635-31.448   c-7.26-21.99-10.948-45.063-10.948-68.583C132.146,13.823,118.323,0,101.333,0H30.813C13.823,0,0,13.823,0,30.813   C0,225.563,158.438,384,353.188,384c16.99,0,30.813-13.823,30.813-30.813v-70.323C384,265.875,370.177,252.052,353.188,252.052z\"><\/path>\t<\/g><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/vi\/T\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed\/\" >\n\t\t\t\t\t\t\tG\u1ecdi Ngay\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t+61 424 666 686\n<br> +61 3 6185 3668 \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69431c8 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"69431c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"\/vi\/info@mctfs.com.au\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Email\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path d=\"m8.75 17.612v4.638c0 .324.208.611.516.713.077.025.156.037.234.037.234 0 .46-.11.604-.306l2.713-3.692z\"><\/path><path d=\"m23.685.139c-.23-.163-.532-.185-.782-.054l-22.5 11.75c-.266.139-.423.423-.401.722.023.3.222.556.505.653l6.255 2.138 13.321-11.39-10.308 12.419 10.483 3.583c.078.026.16.04.242.04.136 0 .271-.037.39-.109.19-.116.319-.311.352-.53l2.75-18.5c.041-.28-.077-.558-.307-.722z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"\/vi\/info@mctfs.com.au\/\" >\n\t\t\t\t\t\t\tEmail\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h6>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tinfo@mctfs.com.au\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-904e2fa ot-flex-column-vertical\" data-id=\"904e2fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c3d54a elementor-widget elementor-widget-heading\" data-id=\"3c3d54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u01af\u1edbc t\u00ednh chi ph\u00ed Chuy\u1ec3n kho\u1ea3n vay<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dec0c01 elementor-widget elementor-widget-text-editor\" data-id=\"dec0c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>So s\u00e1nh chi ph\u00ed v\u00e0 l\u1ee3i \u00edch khi chuy\u1ec3n kho\u1ea3n vay c\u1ee7a b\u1ea1n sang ng\u00e2n h\u00e0ng kh\u00e1c<\/b><\/p>\n<p>Our easy-to-use Mortgage Refinance Calculator can help you understand what refinancing your home loan could mean for your finances. Whether you\u2019re looking to lower your interest rate, reduce your monthly payments, or pay off your loan faster, this tool gives you a clear picture of the potential benefits.<\/p>\n<p>Simply enter a few details about your current loan and your new loan terms to get started. It\u2019s a quick and helpful way to explore your options\u2014and to see if refinancing makes sense for you:<\/p>\n<ul style=\"color: #5f5f5f;\">\n<li>B\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e1ch nh\u1eadp: S\u1ed1 d\u01b0 kho\u1ea3n vay c\u00f2n l\u1ea1i, L\u00e3i su\u1ea5t hi\u1ec7n t\u1ea1i, Kho\u1ea3n tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng, v\u00e0 S\u1ed1 n\u0103m c\u00f2n l\u1ea1i c\u1ee7a kho\u1ea3n vay.\u00a0<\/li>\n<li>Ti\u1ebfp theo, \u0111i\u1ec1n th\u00f4ng tin kho\u1ea3n vay m\u1edbi: L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t (bao g\u1ed3m l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i n\u1ebfu c\u00f3), v\u00e0 C\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn chuy\u1ec3n kho\u1ea3n vay nh\u01b0 ph\u00ed ng\u00e2n h\u00e0ng, ph\u00ed gi\u1ea3i ch\u1ea5p, v.v...<\/li>\n<\/ul>\n<p data-start=\"289\" data-end=\"513\">The calculator will show you a side-by-side comparison of your current loan versus the refinanced options. You\u2019ll see how your monthly repayments, total interest paid, the benefits of making higher repayments instead of minimum repayments,\u00a0 and long-term savings change with refinancing.<\/p>\n<p data-start=\"289\" data-end=\"513\"><strong data-start=\"1207\" data-end=\"1235\">Ra quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean d\u1eef li\u1ec7u r\u00f5 r\u00e0ng<\/strong><br data-start=\"1235\" data-end=\"1238\">D\u1ef1a v\u00e0o k\u1ebft qu\u1ea3 \u01b0\u1edbc t\u00ednh, b\u1ea1n c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh li\u1ec7u vi\u1ec7c chuy\u1ec3n kho\u1ea3n vay c\u00f3 ph\u1ea3i l\u00e0 l\u1ef1a ch\u1ecdn \u0111\u00fang \u0111\u1eafn cho m\u00ecnh hay kh\u00f4ng.\nN\u1ebfu k\u1ebft qu\u1ea3 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, h\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n gi\u00e0u kinh nghi\u1ec7m c\u1ee7a ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn c\u00e1c b\u01b0\u1edbc ti\u1ebfp theo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff65a5 elementor-widget elementor-widget-text-editor\" data-id=\"eff65a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<iframe id=\" Mortgage_Switching_Calculator\" class=\"VisiCalcClass\" src=\" https:\/\/www.visionabacus.net\/Tools\/B3\/SuiteA\/Z200\/MFAA\/Mortgage_Switching_Calculator\/BlueOrange\" frameborder=\"0\" scrolling=\"yes\">  <\/iframe>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4e8b4f elementor-widget elementor-widget-spacer\" data-id=\"b4e8b4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ce7cc23 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ce7cc23\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e61a616 ot-flex-column-vertical\" data-id=\"e61a616\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65dee06 elementor-widget elementor-widget-heading\" data-id=\"65dee06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ch\u00fang T\u00f4i \u1ede \u0110\u00e2y \n<br> \u0110\u1ec3 Gi\u00fap B\u1ea1n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ab0f67 elementor-widget elementor-widget-ibutton\" data-id=\"7ab0f67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ibutton.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-button\">\r\n\t\t\t<a href=\"https:\/\/mctfs.com.au\/vi\/contact-us\/\" class=\"octf-btn octf-btn-light\">Li\u00ean H\u1ec7 Ngay<\/a>\r\n\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-abd3090 ot-flex-column-vertical\" data-id=\"abd3090\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b5f3ae elementor-widget elementor-widget-heading\" data-id=\"4b5f3ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gi\u00e1 Tr\u1ecb C\u1ed1t L\u00f5i<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eca34c elementor-widget elementor-widget-iaccordions\" data-id=\"8eca34c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iaccordions.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"ot-accordions\">\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<div class=\"acc-toggle flex-middle\" data-default=\"yes\">Ch\u00ednh tr\u1ef1c \r\n\t\t\t\t\t<i class=\"ot-flaticon-arrowsoutline\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Ch\u00fang t\u00f4i lu\u00f4n \u0111\u1eb7t s\u1ef1 trung th\u1ef1c, minh b\u1ea1ch v\u00e0 \u0111\u1ea1o \u0111\u1ee9c l\u00ean h\u00e0ng \u0111\u1ea7u trong m\u1ecdi ho\u1ea1t \u0111\u1ed9ng, nh\u1eb1m x\u00e2y d\u1ef1ng ni\u1ec1m tin v\u00e0 an t\u00e2m tuy\u1ec7t \u0111\u1ed1i t\u1eeb ph\u00eda kh\u00e1ch h\u00e0ng.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<div class=\"acc-toggle flex-middle\" data-default=\"\">L\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m \r\n\t\t\t\t\t<i class=\"ot-flaticon-arrowsoutline\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Ch\u00fang t\u00f4i cam k\u1ebft l\u1eafng nghe v\u00e0 \u0111\u00e1p \u1ee9ng nh\u1eefng nhu c\u1ea7u \u0111\u1eb7c th\u00f9 c\u1ee7a t\u1eebng kh\u00e1ch h\u00e0ng, nh\u1eb1m mang \u0111\u1ebfn c\u00e1c gi\u1ea3i ph\u00e1p ri\u00eang ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau v\u00e0 kh\u00e1t v\u1ecdng t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"acc-item\">\r\n\t\t\t\t<div class=\"acc-toggle flex-middle\" data-default=\"\">Ch\u1ea5t l\u01b0\u1ee3ng v\u01b0\u1ee3t tr\u1ed9i \r\n\t\t\t\t\t<i class=\"ot-flaticon-arrowsoutline\"><\/i>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"acc-content\">\r\n\t\t\t\t\t<p>Ch\u00fang t\u00f4i kh\u00f4ng ng\u1eebng n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5, n\u0103ng l\u1ef1c chuy\u00ean m\u00f4n v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, \u0111\u1ec3 lu\u00f4n mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t v\u00e0 k\u1ebft qu\u1ea3 t\u1ed1i \u01b0u nh\u1ea5t cho kh\u00e1ch h\u00e0ng.<\/p>\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\t    <\/div>\r\n\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Calculators Borrowing Power Loan repayment Extra Repayment How long to repay Stamp duty Home loan offset Mortgage refinance Property Buying cost Rent vs. Buy Contacts Visit Us Suite 19, 204-218 Dryburgh St., North Melbourne, VIC 3051 Have Any Questions? +61 424 666 686 +61 3 6185 3668 Mail Us info@mctfs.com.au Mortgage Refinance Calculator Compare the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":3891,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4181","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/pages\/4181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/comments?post=4181"}],"version-history":[{"count":7,"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/pages\/4181\/revisions"}],"predecessor-version":[{"id":4279,"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/pages\/4181\/revisions\/4279"}],"up":[{"embeddable":true,"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/pages\/3891"}],"wp:attachment":[{"href":"https:\/\/mctfs.com.au\/vi\/wp-json\/wp\/v2\/media?parent=4181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}